"More than half of Americans have vision
problems or impairments of some sort, and nearly 40 percent fear they
cant afford adequate treatment, according to a recent survey commissioned
by insurer Aflac."
"Every seven minutes, someone in America will become
blind or visually impaired."
"In 1994-95, there were approximately 1.3 million Americans who
reported legal blindness. Of these individuals, 80% had some "useful vision".
The other 20% had only light perception or less vision. Half of these
individuals were totally blind that is, had no light perception."
More than 28 million Americans
over age 40 have eye ailments that put them at risk for vision loss and
blindness, researchers say, warning that the numbers will surge as the
population ages.
"At least 63% of American adults wear glasses or contacts, and
59% of workers need vision correction, according to the Vision Council of
America."
"Up to 25 percent of
school-age children may have vision problems that can affect learning, but only
14 percent of children receive a comprehensive eye exam before starting school.
Nearly 10 million kids have undetected vision problems."
Q. What is the vision benefit? Does it
include eye examinations? Does it include contact lenses?A. The
vision benefit offers 20% to 60% discounts on eyewear and eye care at more than
12,000 optical locations throughout the United States. Providers include
national optical chains such as LensCrafters, Pearle Vision, EyeMasters,
JCPenny, and Sears as well as regional chains and thousands of independent
practitioners. Often many participating locations offer discounts of 10% on eye
exams for both eye glasses and contact lenses. Additionally, the ophthalmology
portion of the network offers 10% to 30% discounts on eye exams and surgical
procedures, including the popular laser surgeries in select markets. On
average, members receive a 20% discount on replacement contact lenses
(excluding disposable lenses) and non-prescription sunglasses at retail
locations. Members may elect to use the mail order service to purchase
replacement contact lenses (including disposables) at a 10% to 40%
discount.
Q. Is the Coast To Coast (CTC) discount plan
insurance?A. Yes. In most cases CTC can be utilized to eliminate
or reduce the deductible. Once the insurance benefit has been exhausted,
members may use their discount to buy additional pairs of glasses or
contacts.
Q. Can members use CTC if they already have vision
insurance?A. Yes. In most cases CTC can be utilized to eliminate
or reduce the deductible. Once the insurance benefit has been exhausted,
members may use their discount to buy additional pairs of glasses or
contacts.
Q. Is there a limit on the number of times the benefit can
be used?A. There is no limit on the number of times the member
or family member can take advantage of the savings provided by
CTC.
Q. Does the CTC discount plan cover family
members?A. It covers the member, their spouse and all legal
dependents.
Q. What is covered with CTC membership?A.
Prescription glasses, non-prescription & prescription sunglasses, and
contact lenses are discounted 20% to 60% in most cases. Eye exams and surgery
are discounted 10% to 30% where available.
Q. Why does the discount
vary from 10% to 60%?A. Many variables go into the calculation
of the discount such as market demographics, location, hours of operation,
one-hour service capability and level of retail mark-up.
Example. - a
chain provider in a major metropolitan mall, open seven days a week, 10 hours a
day with an on-site lab, will more than likely have a different mark-up than an
independent practitioner in a rural community. However, members will pay almost
exactly the same price for the exact same materials regardless of where the
purchase is made. Only the percentage of discount off retail may
vary.
Q. Can members receive the discount at any optical
location?A. No. Members must go to an optical location that is
contracted with Coast to Coast Vision to receive a discount. Our providers
include national, regional and local chains as well as thousands of independent
professionals.
Q. How can I get LASIK for 40% to 55% off the overall
national average? A. Please call 877-307-4448 and ask about this
savings as a Coast to Coast member. You may also visit
www.coasttocoastvision.com to
locate a provider near you.
Q. What is a dispensing
fee?A. The dispensing fee is the amount of money that is added
to the provider's wholesale acquisition cost of materials. It is generally the
only profit made by the provider on a purchase.
Q. Is the eye exam
discounted?A. Yes, at approximately 4,000 of our 12,000
locations nationwide. Our member service representatives can provide the member
with the locations that discount eye exams.
Q. How does the benefit
work?A. Members should call the toll-free number located on the
membership card to locate an optical provider in their area. To receive the
discount, the member must show the provider the membership card and identify
his/herself as a member of the Coast to Coast Vision Plan to receive the
discount.
Q. Do members receive a discount if the store is running a
sale?A. The location will not combine our contracted discount
with the sale price. However, in most cases, the Coast to Coast price will be
better than the sale price.
Q. Do the retail locations mark up the
merchandise to give the discount?A. No. Members receive the
discount because CTC brings the buying power of over 9 million members to the
optical retailers participating in the plan.
Q. How do members
nominate their doctor or optician for the Coast To Coast plan?A.
To refer a doctor to the Coast to Coast Plan, the member must provide his/her
name, address and phone number and we will contact him/her about becoming a
provider. If the practitioner does not wish to join the plan, the member may
still use him/her for their eye exam. Simply take the prescription to one of
our participating providers to receive a discount on glasses or contact
lenses.
Q. Can members purchase disposable contact lenses at a
discount through a participating optical center?A. No.
Disposable lenses are generally priced as "loss leaders" at the retail stores.
However, members can use the mail order contact lens program to receive
discounts when ordering disposable lenses.
Q. What if a members
contact lenses are destroyed while they are on vacation?A.
Simply call the toll-free number on the back of the membership card. The
patient registration keeps the prescription on file until it expires and we can
send the replacements overnight to almost anywhere in the world.
LASIK FAQ
Q. What is LASIK?A. LASIK,
also known as laser vision correction, is a surgical procedure that can reduce
a persons dependency on glasses or contact lenses by permanently changing the
shape of the cornea. LASIK uses an Excimer Laser (an ultraviolet laser) to
precisely remove corneal tissue to correct the shape for better focusing.
Q. What are the guidelines and recommendations for having the Lasik
Procedure?A. The FDA, in cooperation with the American Academy
of Ophthalmology, has developed the following guidelines and recommendations
for good candidates for LASIK:
- The member should be at least 18 years old (21 for some
lasers), since the vision of people younger than 18 usually continues to
change. An exception is the small child with one very nearsighted and one
normal eye. The use of LASIK to correct the very nearsighted eye may
prevent amblyopia (lazy eye).
- The member should not be pregnant or nursing because
these conditions might change the measured refraction of the eye.
- The member should not be taking certain prescription
drugs, such as Accutane or oral prednisone.
- The members eyes must be healthy and their
prescription stable. If the member is nearsighted, he/she should postpone LASIK
until their refraction has stabilized, because myopia may continue to increase
in some patients until their mid to late 20s.
- Members should be in good general health. LASIK may not
be recommended for patients with diabetes, rheumatoid arthritis, lupus,
glaucoma, herpes infections of the eye, or cataracts.
- Weigh the risks and rewards. If the member is happy
wearing contacts or glasses, they may want to forego the surgery.
- Understand the expectations from the surgery. Are they
realistic?
- For patients with presbyopia, LASIK cannot correct their
vision so that one eye can see BOTH distance and near. However, LASIK can be
used to correct one eye for distance and the other for near vision. If he/she
can adjust to this correction, it may eliminate or reduce the need for reading
glasses. In some instances, surgery on only one eye is required.
Q. How much can members expect to save with this
benefit?A. The exact amount the member will save depends upon
the provider selected. Most providers guarantee discounts from 10% to 30%.
After a provider is selected, the member is recommended to call the provider's
office to learn what level of discount is offered.
Q. Can members go
to any LASIK provider to receive a discount?A. To receive a
discount on services, the member must go to a participating provider. To find a
participating provider, the member can call the toll free number located on
their membership card.