Vision Care

The Coast to Coast (CTC) Vision Plan has contracted with over 12,000 eyecare locations nationwide. Members save on eyeglasses, contacts, eye exams and surgical procedures.

The CTC provider network is the most comprehensive in the U.S. and includes ophthalmologists, optometrists, independent optical centers and national chain locations such as Pearle Vision, JCPenney Optical, Sears Optical, Target Optical, LensCrafters, and EyeMasters.

 Savings of 20% to 60% on prescription eyewear.

 Also, save 10% to 20% on contact lenses (excluding
     disposables) at participating retail locations.

 Savings of 10% to 30% on eye exams.

 Save 40% to 55% off the overall
     national average on LASIK surgery
     (PRK and CK available at select
     locations).

 Most frames, lenses and specialty
     items such as tints, coatings and UV
     protection are available.

 No limit on the number of times
     membership may be used during the year.

 Two guarantees - 30-day unconditional money-back guarantee
     and low price guarantee on eyeglasses.

 Members may nominate their own eye care professional to join
     the network.



Major Participating Vision Chains

National Chains:
Pearle Vision
Sears Optical
JCPenney Optical
Target Optical
LensCrafters
Sterling Optical
TLC Laser Vision Centers
Regional Chains:
American Vision Center
Bard Optical
Budget Opticals of America
Cohen's Optical
Clear Vision Laser Centers
Doctors Valuvision
Doctors Vision Works
Duling Optical
E.B. Brown Opticians
Empire Vision
Eye DRX
EyeMasters
Eyes First Vision Center
H. Rubin
Hour Eyes
Ideal Optical
Nationwide Vision Center
Site for Sore Eyes
Shopko Optical
Sterling Optical
Stein's Optical
Texas State Optical
Thoma Opticians
Uhlemann Optical
Valu-Vision
Visionworks
Vision World


Contact Lenses

AMERICA'S EYEWEAR
Replacement Contacts
Members receive greater savings on contact lenses through our mail order program. Members simply call a toll-free number for price quotes and to place an order. Most orders are received within 7 to 14 days.


Mail Order Contact Lenses
  • Savings of 10% to 40% discounts through the mail order service.
  • Most major brands of contact lenses are available, including disposables, torics, bifocals and gas permeable lenses.
  • All prescriptions are kept on file for reorder purchases.
  • No limit on the number of times the membership may be used during the year
Some brands available through the mail order program include:
Disposable Gas Permeable
Acuvue Boston
Durasoft Fluoroperm
Encore SGP
Freshlook Transaire
Biomedic
Soflens 66
Optima FW
Focus


Ophthalmology & Laser Surgery

Savings of 10% to 30% on medical eye exams and surgical procedures including refractive surgery (PRK and LASIK).

We contract with ophthalmologists (M.D.s) in selected markets across the country to provide you with discounts on eyeglasses, contact lenses, eye exams, and surgical procedures (including PRK & LASIK surgery) where available. If there is not an ophthalmologist in your area, you may give the doctor's name, address, and phone number to our representative and your doctor will be invited to join the program.


In keeping with our tradition of utilizing both chain and independent providers, we contract with national chains of laser surgery centers to provide discounts on refractive laser surgery. In addition, we contract with independent ophthalmologists who also provide discounts on refractive surgery.



  




Savings Examples

Example 1:
New York, NY
-Regular Exam (Ophthalmologist) $150.00
CTC Member pays: $120.00
Savings: $30.00
-Conventional Lasik $5,500.00
CTC Member pays: $3,600.00
Savings: $1,900.00
TOTAL SAVINGS = $1,930.00
Example 2:
Tampa, FL
-Extended Exam (Ophthalmologist) $225.00
CTC Member pays: $157.50
Savings: $67.50
-Frames (Designer) $200.00
CTC Member pays: $72.72
Savings: $127.28
-Single Vision Lens (Plastic) $170.00
CTC Member pays: $110.50
Savings: $59.50
TOTAL SAVINGS = $254.28
Example 3:
Dallas, TX
-Regular Exam (Ophthalmologist) $190.00
CTC Member pays: $133.00
Savings: $57.00
-Frames (Regular) $89.95
CTC Member pays: $58.47
Savings: $31.48
-Progressive / Polycarbonate $209.00
CTC Member pays: $156.75
Savings: $52.25
TOTAL SAVINGS = $140.73


*Savings amount is an approximate percentage.


Unique Features

Here's what makes us better

Our providers include independent practitioners, regional chains, department store opticals, and the largest chains in the United States (EyeMaster, LensCrafters and Pearle Vision), giving members the widest variety of choice.

24-hour phone and internet access for locating a participating retail provider.

30-day Guarantee: If for any reason a member is not satisfied with a purchase at the retail locations or through the mail, the merchandise may be returned within 30 days for exchange or full refund. Additionally, if a member finds a lower price anywhere else on the exact same complete pair of prescription eyeglasses purchased at a participating location within 30 days of purchase, the difference will be cheerfully refunded.


STATISTICS


"More than half of Americans have vision problems or impairments of some sort, and nearly 40 percent fear they can’t afford adequate treatment, according to a recent survey commissioned by insurer Aflac." The Central New York Business Journal, 2005

"Every seven minutes, someone in America will become blind or visually impaired." American Foundation for the Blind - 2005

"In 1994-95, there were approximately 1.3 million Americans who reported legal blindness. Of these individuals, 80% had some "useful vision". The other 20% had only light perception or less vision. Half of these individuals were totally blind that is, had no light perception." American Foundation for the Blind - 2005

“More than 28 million Americans over age 40 have eye ailments that put them at risk for vision loss and blindness, researchers say, warning that the numbers will surge as the population ages.” Arch. Ophthalmol. 122:546-551, 2004 Apr. Roy, M.S., Klein, R., O'Colmain, B.J., Klein, B,E.K., Moss, S.E., Kempen, J.H.

"At least 63% of American adults wear glasses or contacts, and 59% of workers need vision correction, according to the Vision Council of America." Employee Benefit News, 2004

"Up to 25 percent of school-age children may have vision problems that can affect learning, but only 14 percent of children receive a comprehensive eye exam before starting school. Nearly 10 million kids have undetected vision problems." College of Optometrists in Vision Development, August 2004




VISION FAQ

Q. What is the vision benefit? Does it include eye examinations? Does it include contact lenses?
A. The vision benefit offers 20% to 60% discounts on eyewear and eye care at more than 12,000 optical locations throughout the United States. Providers include national optical chains such as LensCrafters, Pearle Vision, EyeMasters, JCPenny, and Sears as well as regional chains and thousands of independent practitioners. Often many participating locations offer discounts of 10% on eye exams for both eye glasses and contact lenses. Additionally, the ophthalmology portion of the network offers 10% to 30% discounts on eye exams and surgical procedures, including the popular laser surgeries in select markets. On average, members receive a 20% discount on replacement contact lenses (excluding disposable lenses) and non-prescription sunglasses at retail locations. Members may elect to use the mail order service to purchase replacement contact lenses (including disposables) at a 10% to 40% discount.

Q. Is the Coast To Coast (CTC) discount plan insurance?
A. Yes. In most cases CTC can be utilized to eliminate or reduce the deductible. Once the insurance benefit has been exhausted, members may use their discount to buy additional pairs of glasses or contacts.

Q. Can members use CTC if they already have vision insurance?
A. Yes. In most cases CTC can be utilized to eliminate or reduce the deductible. Once the insurance benefit has been exhausted, members may use their discount to buy additional pairs of glasses or contacts.

Q. Is there a limit on the number of times the benefit can be used?
A. There is no limit on the number of times the member or family member can take advantage of the savings provided by CTC.

Q. Does the CTC discount plan cover family members?
A. It covers the member, their spouse and all legal dependents.

Q. What is covered with CTC membership?
A. Prescription glasses, non-prescription & prescription sunglasses, and contact lenses are discounted 20% to 60% in most cases. Eye exams and surgery are discounted 10% to 30% where available.

Q. Why does the discount vary from 10% to 60%?
A. Many variables go into the calculation of the discount such as market demographics, location, hours of operation, one-hour service capability and level of retail mark-up.
Example. - a chain provider in a major metropolitan mall, open seven days a week, 10 hours a day with an on-site lab, will more than likely have a different mark-up than an independent practitioner in a rural community. However, members will pay almost exactly the same price for the exact same materials regardless of where the purchase is made. Only the percentage of discount off retail may vary.

Q. Can members receive the discount at any optical location?
A. No. Members must go to an optical location that is contracted with Coast to Coast Vision to receive a discount. Our providers include national, regional and local chains as well as thousands of independent professionals.

Q. How can I get LASIK for 40% to 55% off the overall national average?
A. Please call 877-307-4448 and ask about this savings as a Coast to Coast member. You may also visit www.coasttocoastvision.com to locate a provider near you.

Q. What is a dispensing fee?
A. The dispensing fee is the amount of money that is added to the provider's wholesale acquisition cost of materials. It is generally the only profit made by the provider on a purchase.

Q. Is the eye exam discounted?
A. Yes, at approximately 4,000 of our 12,000 locations nationwide. Our member service representatives can provide the member with the locations that discount eye exams.
Q. How does the benefit work?
A. Members should call the toll-free number located on the membership card to locate an optical provider in their area. To receive the discount, the member must show the provider the membership card and identify his/herself as a member of the Coast to Coast Vision Plan to receive the discount.

Q. Do members receive a discount if the store is running a sale?
A. The location will not combine our contracted discount with the sale price. However, in most cases, the Coast to Coast price will be better than the sale price.

Q. Do the retail locations mark up the merchandise to give the discount?
A. No. Members receive the discount because CTC brings the buying power of over 9 million members to the optical retailers participating in the plan.

Q. How do members nominate their doctor or optician for the Coast To Coast plan?
A. To refer a doctor to the Coast to Coast Plan, the member must provide his/her name, address and phone number and we will contact him/her about becoming a provider. If the practitioner does not wish to join the plan, the member may still use him/her for their eye exam. Simply take the prescription to one of our participating providers to receive a discount on glasses or contact lenses.

Q. Can members purchase disposable contact lenses at a discount through a participating optical center?
A. No. Disposable lenses are generally priced as "loss leaders" at the retail stores. However, members can use the mail order contact lens program to receive discounts when ordering disposable lenses.

Q. What if a members contact lenses are destroyed while they are on vacation?
A. Simply call the toll-free number on the back of the membership card. The patient registration keeps the prescription on file until it expires and we can send the replacements overnight to almost anywhere in the world.


LASIK FAQ

Q. What is LASIK?
A. LASIK, also known as laser vision correction, is a surgical procedure that can reduce a persons dependency on glasses or contact lenses by permanently changing the shape of the cornea. LASIK uses an Excimer Laser (an ultraviolet laser) to precisely remove corneal tissue to correct the shape for better focusing.

Q. What are the guidelines and recommendations for having the Lasik Procedure?
A. The FDA, in cooperation with the American Academy of Ophthalmology, has developed the following guidelines and recommendations for good candidates for LASIK:
  • The member should be at least 18 years old (21 for some lasers), since the vision of people younger than 18 usually continues to change. An exception is the small child with one very nearsighted and one normal eye.  The use of LASIK to correct the very nearsighted eye may prevent amblyopia (lazy eye).
  • The member should not be pregnant or nursing because these conditions might change the measured refraction of the eye.
  • The member should not be taking certain prescription drugs, such as Accutane or oral prednisone.
  • The members eyes must be healthy and their prescription stable. If the member is nearsighted, he/she should postpone LASIK until their refraction has stabilized, because myopia may continue to increase in some patients until their mid to late 20s.
  • Members should be in good general health. LASIK may not be recommended for patients with diabetes, rheumatoid arthritis, lupus, glaucoma, herpes infections of the eye, or cataracts.
  • Weigh the risks and rewards. If the member is happy wearing contacts or glasses, they may want to forego the surgery.
  • Understand the expectations from the surgery. Are they realistic?
  • For patients with presbyopia, LASIK cannot correct their vision so that one eye can see BOTH distance and near. However, LASIK can be used to correct one eye for distance and the other for near vision. If he/she can adjust to this correction, it may eliminate or reduce the need for reading glasses. In some instances, surgery on only one eye is required.
Q. How much can members expect to save with this benefit?
A. The exact amount the member will save depends upon the provider selected. Most providers guarantee discounts from 10% to 30%. After a provider is selected, the member is recommended to call the provider's office to learn what level of discount is offered.

Q. Can members go to any LASIK provider to receive a discount?
A. To receive a discount on services, the member must go to a participating provider. To find a participating provider, the member can call the toll free number located on their membership card.

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